Updated September 29, 2026 · AdultCue Editorial Team
Top AI girlfriends and AI sex chat compared
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. How we rank
| # | Adult platform | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 11 |  OhChat | Not rated |
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| 12 |  Candy.ai | 9.0/10 |
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| 13 |  Lovel.ai | Not rated |
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| 14 |  LusyChat 70% OFF sales promotion: 70% off | Not rated |
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| 15 |  OurDream.ai Bonus dreamcoins on first yearly subscribe: +1,000 dreamcoins | 8.8/10 |
| ReviewCompareVisit | |
| 16 |  MyLovely Ai Trial Access: $2.99 for 2 days access | 9.3/10 |
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| 17 |  Secrets.AI | 9.0/10 |
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| 18 |  Secrets.AI | Not rated | ReviewCompareVisit | ||
| 18 |  Joi | Not rated |
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| 19 |  Joi AI | Not rated |
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About Top AI girlfriends and AI sex chat compared
This ranking covers 208 AI girlfriend and AI sex chat services, weighed on what readers here care about most: price, what is free, privacy and billing. The central trade-off runs through the whole field, since the most generous free allowances arrive with ads or coin top-ups, while the cleanest privacy terms arrive with a flat subscription and a thinner free tier. Voice is close to standard, appearing in 96.4% of the ranking, and image generation is near universal at 98.1%, so both are filters rather than deciders. Mature content is normal too, covering 80% of the ranking, though each service draws its own line through filters, in-app controls and age gates. Monthly prices in this category run €0.91 to €68.38 across the site's data, with a median of €13.15 in this ranking, so the spread matters as much as any headline. Every entry below names its price, its free allowance, the way it bills and what happens to your chats.
How we picked
Score combines weighted factors: cost at 40%, offer at 35% and trust at 25%. Cost reads monthly and yearly pricing plus the cheapest tier each brand publishes. Offer weighs what a reader gets before paying, including free message allowances, voice, image and video generation and the spread of personas. Trust covers the age gate, the content policy, how chats are handled and which support channels exist. Inputs come from the source listed against each fact, usually a brand's own terms, privacy policy, pricing page, app store listing or support page, with editorial reviews used where a brand publishes no figures itself. Partner brands are listed first in the order supplied, and everything else follows on score. For context, the category median monthly fee is €13.15, with €8.76 and €17.53 marking the middle of the spread.
How we rankWhat to look for
- Monthly price
- The median monthly fee in this ranking sits at €13.15, with €8.76 and €17.53 marking the middle of the spread. Compare yearly figures too, because several members discount an annual commitment and some hold both prices at the same level.
- Free access
- A free model tier shows up in 89% of the ranking, so some allowance is normal. Read what it covers, whether a card is needed to begin, and whether the cap is a daily message limit, a set of free minutes or a trial that ends.
- Billing beyond the tier
- Subscriptions carry 80% of the ranking, and coins, gems, credits or talk minutes often sit on top of the tier price. Your real monthly spend follows message volume and talk time, not the headline number.
- Voice and extras
- Voice appears in 96.4% of the ranking and image generation in 98.1%, so both are close to standard rather than differentiators. The useful question is whether they sit on the free tier or only on paid plans.
- Support reach
- Email covers 91.6% of the ranking, help centres 57.1% and community channels 52.9%. Live chat is rarer, so read the support page before subscribing if you expect answers on billing.
- Content rules and age gate
- Mature content covers 80% of the ranking, trans personas appear in 20% and video generation sits at 96.2%. Age gates differ from self-declaration to app store assurance, so read the policy before signing up.
Frequently asked questions
Which of these cost least to start on?+
The lowest-cost entries pair a modest free allowance with a low paid tier. Insieme.AI hands over a companion and a daily request allowance with no card needed (1 companion, 20 AI requests/day, no card needed), then bills €4.99 a month, and yoummee charges the same figure monthly and yearly ($4.99).
Which ones keep my chats private?+
Insieme.AI runs on EU servers with no training and deletable data (EU servers, no training, account and data deletable), yoummee adds end-to-end encryption with deletion when you unpair (E2E encrypted; no AI training; delete on unpair), and NovelAI stores no prompts and keeps stories encrypted (Prompts not stored; stories end-to-end encrypted). Others say the opposite in plain words: CrushOn.AI uses chats to train models, with deletion on request (Chats used to train models; deletion on request).
Which offer free access with no card needed?+
Several do, and the shapes differ. Dippy AI offers unlimited ad-supported free messages (Unlimited free messages; ad-supported free tier), while CrushOn.AI runs a capped free tier: Free tier, ~100 messages per day, and Nectar AI includes daily messages plus image generations (Free plan: 15 messages/day, 10 image generations/day). NovelAI, by contrast, offers a trial for new users and no continuing free plan (Free trial for new users; no free plan).
How is billing structured across the ranking?+
Subscriptions lead, covering 80% of the ranking, and most members sell extras on top: CrushOn.AI uses coins and message packs (Coins 1:1 to bonus messages; buy message packs), Dippy AI sells coin packs (Coins sold in packs (100 coins $3.49)), Talkie sells gems and coins in-app (Gems and coins sold in-app, $1.99 to $19.99), and OPPA bills by talk minutes (Talk minutes, not credits). Budget for the extras, not just the tier.
Do most of them include voice?+
Voice is close to standard here, present in 96.4% of the ranking, and most members pair it with roleplay among other listed features (voice and roleplay). Xtease is the exception in this list, naming quality, mobile access and crypto payments instead (hd, mobile and crypto), so voice is worth confirming brand by brand.
What does a typical month cost here?+
The median monthly fee in this ranking is €13.15, with €8.76 and €17.53 marking the middle of the spread. The lower end includes yoummee at $4.99 and Insieme.AI at €4.99, while the higher end holds SecretDesires.ai at $7.99 to $19.99 and Nectar AI at $9.99.
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The data behind this ranking
| Metric | Value | Sample |
|---|---|---|
| Model: free | 89 % | 109 |
| Feature: app | 0 % | 119 |
| Feature: verified-profiles | 0 % | 119 |
| Niches: casual | 60 % | 5 |
| Niches: discreet | 20 % | 5 |
| Niches: mature | 80 % | 5 |
| Niches: lgbtq | 0 % | 5 |
| Niches: fetish | 0 % | 5 |
| Niches: swinger | 0 % | 5 |
| Niches: sugar | 0 % | 5 |
| Niches: trans | 20 % | 5 |
| Niches: gay | 0 % | 5 |
| Niches: lesbian | 0 % | 5 |
| Niches: bbw | 0 % | 5 |
| Support channels: email | 91.6 % | 119 |
| Support channels: chat | 7.6 % | 119 |
| Support channels: phone | 10.1 % | 119 |
| Support channels: help-centre | 57.1 % | 119 |
| Support channels: community | 52.9 % | 119 |
| Median price monthly | 13.15 EUR | 65 |
| Lower quartile price monthly | 8.76 EUR | 65 |
| Upper quartile price monthly | 17.53 EUR | 65 |
| Lowest price monthly | 0.91 EUR | 65 |
