Start with the price spread
Monthly prices across this category are wide. Across the sites in our data, monthly fees run €0.91 to €68.38, so a cheap first month tells you little about what a long subscription costs. Use the AI girlfriends and AI sex chat rankings to see where each option sits inside that spread before you commit to anything.
Two of the three picks here publish a straightforward monthly number. CrushOn.AI lists monthly plans of $3.90 to $14.90. Dippy AI lists monthly plans of $4.99 to $12.99 and a yearly rate of $2.50 to $10, and the yearly figure is the one to set against its monthly figure. Xtease takes a different route, listing hd, mobile and crypto rather than a plan price, with a free way in described below.
Read what free access really gives you
Free access is the easiest thing to over-read. CrushOn.AI offers a free tier with a daily message allowance, sitting alongside its paid coin packs. Dippy AI has the opposite shape: unlimited free messages on an ad-supported free tier, with coins sold in packs for use beyond that. One gives you room before you pay and the other keeps you in a free lane with ads attached.
Xtease offers free signup and browsing with no card needed, plus free shows. Treat free browsing as a way to look before you pay, then read the CrushOn.AI review and the Dippy AI review to see where each free tier stops and the paid model starts.
Check how age is handled
Age rules vary more here than prices do. CrushOn.AI permits unfiltered adult chat and bars minors, with age self-declared at signup and no ID check. That is the lightest verification of the three, so readers who want a firmer gate have to look elsewhere.
Dippy AI carries a mature rating on the App Store with Age Assurance controls, and mature themes are limited by in-app controls. Xtease states explicit adult content for adults only at the age of majority, and requires an account so your age can be validated before you view the site. The Xtease review sets out that account step and what it means for browsing.
Compare the billing unit, not the headline
Two of these run on coins. CrushOn.AI sells coins in packs, with coins spent on bonus messages. Dippy AI also sells coins in packs, so a pack price is the unit to watch there rather than the subscription figure. A reader who messages heavily will spend coins long after a monthly plan is set, and that is the cost most comparisons leave out.
Billing names and terms are stated as each brand states them. Put the coin pack, the monthly plan and the yearly plan in one column on the rankings, then read what you are agreeing to at checkout before the first purchase.
Privacy and the company behind the app
Privacy is where the two subscription apps look closest. CrushOn.AI uses chats to train models and deletes on request. Dippy AI de-identifies chats, uses them to train models, and retains them while in use. Both describe training as part of the deal, so treat each line as a term you accept rather than a setting to hunt for afterwards.
The legal entity tells you who you deal with. CrushOn.AI is TECHIEPIE LTD, registered in CY. Dippy AI is Impel Intelligence, Inc., in US. Xtease lists CY.
Personas, memory and what each plan includes
The catalogue is broad on both. CrushOn.AI lists female, male and anime personas, and Dippy AI lists female, male and anime. Both name free and premium models, free and premium at CrushOn.AI and free and premium at Dippy AI, which means the model answering you can change with the tier you pay for.
Features overlap too. CrushOn.AI lists voice and roleplay, confirms voice, and offers memory that is tier-based, with deeper message recall on higher tiers. Dippy AI lists voice and roleplay, adds voice, has image generation, and keeps long-term memory so its characters learn about you over time. CrushOn.AI runs on web, iOS app and Android app, while Dippy AI is ios only and its App Store rating stands at App Store (US) 4.3/5 from 2,384 ratings.
Support and the next steps
Support is thin on one and wider on another. Dippy AI lists email. CrushOn.AI offers email, help centre and community, and was founded in 2023.
Read the full write-ups for Nectar AI and Talkie if you want more names to weigh against these three, then set your shortlist from the AI girlfriends and AI sex chat rankings using price, free access, age handling, billing and privacy as your five checks. Adults only.